Personal Savings Account

At Lone Star Bank, S.S.B., we make saving money easy - and rewarding. Open a basic savings account today.

  • Open your account with just $200 ($100 for Students)
  • Competitive rates are offered
  • Guaranteed FDIC safety for your funds
  • No more than six of the six transfers may be made by check, draft, debit card (if applicable), POS transaction or similar order to a third party per statement cycle.
  • Interest is compounded and credited to account quarterly.

A service charge of $5.00 will be imposed every statement cycle if the average daily balance in the account falls below $200.00 ($100.00 for students) during the cycle. You must maintain a minimum average daily balance of $200.00 ($100.00 for students) to obtain the disclosed annual percentage yield. The average daily balance of your savings account is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarterly statement cycle.

Start saving at Lone Star Bank, S.S.B. today. For more details or to open an account, visit any branch office or call 361-596-4611.

 

 

 

 

 

For your information, the Federal Reserve has prepared a helpful guide to "Protecting Yourself from Overdraft and Bounced-Check Fees", so we offer this link to the Federal Reserve page.